Checking Accounts

Basic Checking Account

No frills, no surprises account for those who just want the “basics”.

Summary

• Unlimited Check writing
• Free Online and Mobile Banking
• $100 minimum balance*
• $6 (plus tax) monthly service charge if account balance falls below $100*
• Direct deposit available
• Instant issue debit chip card(s) available with approved credit
• $15 (plus tax) annual fee due each June statement cycle. This fee is waived if sign up for e-statements

*Waived for those age 23 or younger or customers 60 years of age or better who choose not to have images of checks in monthly statements.

Citizens Best Checking Account

Sometimes it’s hard to make our money stretch. Here is an option with lots of useful benefits for one low monthly charge.

Summary

• No minimum balance to maintain in the account
• Unlimited check writing
• Free Online and Mobile Banking
• Free Instant issue debit chip card(s) with approved credit (no $15 annual fee)
• Free Club design checks
• No Fee Money Orders
• Insurance protection policy ($10,000 Accidental Death & Dismemberment Policy *)
• $8.00 (plus tax) monthly service charge
• Direct Deposit available

*Insurance products are not deposits, not FDCI insured, not insured by any federal government agency and not guaranteed by the financial institution.

Interest Checking Account

Do you like to carry “extra” in your account? Then why not earn interest on your money to help it grow?

Summary

• Unlimited check writing
• Free Online and Mobile Banking
• $500 minimum balance (waived for members of Citizens Bank’s Passport Club)
• Earns interest on account balance (Variable rate compounded monthly)
• $7.00 (plus tax) monthly service charge if account balance falls below $500
• Direct deposit available
• Instant issue debit chip card(s) available with approved credit.
• $15 (plus tax) annual fee due each June statement cycle. This fee is waived if sign up for e-statements

Passport Club

If you are age 55 or better, we invite you to join our Passport Club. When you have $7500 or more on deposit with us, you qualify for many FREE benefits. Your deposits can be in any combination of accounts- checking, money market, savings and/or certificates of deposit.

Member Advantages

• FREE Interest Checking account (no minimum balance requirement)
• FREE personalized club design checks
• BONUS RATES on certificates of deposit
• FREE Instant issue debit chip card(s)
• FREE Online and Mobile Banking
• FREE standard size lock box or credit on a larger size box
• FREE fax service
• FREE notary and signature guarantee service
• FREE copy service (some limits may apply)